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Pinnacle Bank / Bank of Colorado

Pinnacle Bank / Bank of Colorado is looking for a LOAN OFFICER II  #JobBoardNearPagosaSprings #JobSearchSitesInPagosaSprings

Description/Job Summary
Manages a portfolio of all types of loan/depository accounts. Responsible for prospecting new customers and cross-selling other banking services.
Responsibilities/Duties
Prospects new customers and solicits new loans. Cross-sells other banking services to new and existing customers. Maintains on-going customer contact to ensure good customer relations.Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors, etc. Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness. Monitor customers’ financial condition.
3. Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. May serve and vote as a4.ember of the bank loan committee. Monitors loan repayment activities, take necessary action to collect past-due accounts.4. May participate in preparation of department budget, goals and objectives and strategic planning.5. Participates in civic and community organizations, representing the bank, but following personal interests. Attends customer and bank sponsored events.6. Performs other related duties as assigned by management.7.Ability to maintain regular and reliable attendance.
Preferred Skills
Ability to maintain a high level of confidentiality.
Ability to problem solve.
Ability to make sound decision using information at hand.
Ability to demonstrate accuracy and efficiency in a fast-paced environment.
Ability to function as a team player.
Preferred Experience
Prefer 3 – 5 previous years of lending experience.
Knowledge of agriculture, commercial and consumer lending procedures.
Knowledge of credit structuring.
Knowledge of general banking principles and banking.
Knowledge of sales and marketing practices and principles.
Preferred Education
College degree preferred.
Details
We offer fair and competitive compensation as well as bonus based on an employee’s years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other benefits include:
8 paid holidays17 PTO days each year for the first five years of employment. Employees must also complete the 90-day introductory period prior to accruing PTO.New employees will receive 12 hours of paid sick time upon their hire dateAfter five years, 22 PTO days each yearHealth, dental, prescription drug card, vision, and voluntary life insurance plansHealth Savings Account with employer contributionsFlexible medical and dependent care spending plansParental Leave after one year of full time employment401K plan after 3 months and start of next quarter with employer contributions and profit sharingFree checking account and basic printed checksFree safe deposit box$15,000 group term life insuranceLong term disability insuranceEmployee Assistance ProgramEducational Assistance

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